HealthPartners Dental Insurance
At White Oak Dental, we are dedicated to offering our patients options that help them to make the most of their dental insurance benefits. That includes working with local health and dental insurance and care providers at HealthPartners. If you have insurance through HealthPartners, let our team know when you call. We’ll get the necessary information about your individual plan to ensure you receive the maximum coverage for your HealthPartners plan from the very first visit to our state-of-the-art, family-friendly Chaska dental office. If you have questions about your HealthPartners insurance policy or want to find out more, please don’t hesitate to talk to one of our dedicated team members about your plan. We have worked with HealthPartners for years, and we’ll be happy to help you better understand your benefits.
What is HealthPartners Insurance?
HealthPartners is a unique insurance and healthcare provider network. Rather than relying on a distant group of insurers to provide coverage for treatments as they see fit, this local network of dentists, physicians, and insurers work together to provide insurance coverage for the treatments you need in keeping with what healthcare providers in the network recommend. Our office is proud to participate in this group of more than 90 clinics and hospitals over six states to provide covered services for nearly two million patients who have their medical and dental insurance through HealthPartners. This program has been around since 1957, and our dedicated network of healthcare professionals is passionate about continuing to offer insurance benefits to keep families healthy and happy.
What Does My HealthPartners Dental Insurance Plan Cover?
There are three different dental insurance plans available through HealthPartners – the maintenance, major, and comprehensive plans. Each of these plans has an annual maximum of $1,250 per patient for treatment at an in-network office. Individual plans range from $21 a month to about $40 a month for patients under 50. Patients 50 and over receive plans between $33 and $46 a month. You will also need to pay a $50 deductible each year. The plans cover the following treatments:
- Maintenance plan – preventive care covered 100%, basic restorative treatments covered 50 to 80%.
- Major plan – covers major dental treatments between 50 and 80% and provides a $500 a year credit for dental implant treatment, but this plan does not provide coverage for preventive care.
- Comprehensive plan – offers 100% coverage for preventive care and 50 to 80% coverage for even the most advanced restorative dentistry services as well as the $500 a year credit for dental implant treatment.
Why Should I Visit an In-Network Dentist?
In-network dentists with HealthPartners are trusted members of our group of health and dentistry experts. When you visit an out of network dentist, you will receive a lower percentage of coverage or no coverage in some cases. The plan year maximum is also reduced to $750 and the deductible increases to $75.